There is no reason you should spend money on getting, retaining and earning referrals but invest your earnings into your business. Look at what you are spending money on and divert those funds by investing in action taking steps. Work your database for new business on refinances and purchases. Here is a link for a discount on LionDesk http://www.liondesk.com/freetrial_referral#_l_o76y and here is a link to Pipeline ROI please mention my name Nathan Rufty and check out www.MortgageMarketingPros.com and sign up with coupon code POD10
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